In short
Many older homeowners take in a lodger for company and some extra income, often with Rent-a-Room Relief making the income tax-free up to €14,000 a year. On laba you stay in charge: someone you trust can help without taking over, you meet people before you decide, and there's a way to raise any concern quietly.
Why do people do it?
Company in the evenings, someone else in the house, a bit of extra income, and the satisfaction of helping someone who needs a room. Many people find they enjoy it more than they expected.
How do I stay in control?
You choose who to meet and who to accept. Someone you trust can sit with you while you read messages and meet people, but only you use your account. Take your time: meet people in person, and only agree when you're happy.
Will it affect my pension or benefits?
Rent-a-Room income can affect some means-tested payments. Check with the Department of Social Protection or Citizens Information before you start. This guide is general information, not financial advice.
Is a lodger a carer?
No. A lodger is not a carer, and laba is not for arranging personal or medical care. If you need care, contact the HSE or a registered provider.
Common questions
- Can my family help me find a lodger?
- Yes. They can sit with you, help you read messages and come to viewings. Only you use your account and make the decisions.
- Will a lodger affect my State Pension?
- The State Pension (Contributory) isn’t means-tested, but some other payments are. Check with Citizens Information.
- Is it safe to take in a lodger?
- Most arrangements go well. Checks, meeting in person, a written agreement and the Get help button all help.
Official sources
We checked this guide against these sources. Rules change, so check them for the latest position.
This is general information, not legal or tax advice. For advice about your situation, contact Citizens Information, Threshold or a solicitor.
Ready to find the right fit?
Listing a room and searching on laba are both free, and you can agree everything in writing in the app.